Loan Apps in Ghana
Loan Apps in Ghana

There are many reasons why you may get a loan, and while those reasons may be best known to you, we have done the job of providing the best platforms that can lend you money. There comes a time as individuals or as a small business where we need to get loans. We may be broke or in need of some quick cash, and that where these loan platforms come into place. With them, you can get loans quickly and conveniently. Approaching a bank might seem like the best thing to do, but it can be tedious and a long process. You can use any of this platform to get loans while you’re in your office or home, quickly and easily.

Best Loan Platforms in Ghana

  1. Carbon

If you’re searching for an easy-to-use platform that lends money in Ghana, Carbon is the right choice. The service covers individuals and small businesses in Ghana and provides them with short-term loans to help them when there’s urgency in the need for cash. The platform offers up to 500,000 GH cedis loans with no need for collateral. You get your funds within 1-3 business days after your application has been approved. If you pay on time, you can get access to higher credit limits when you apply for a loan the next time.

Get Carbon

2. Fido

Fido is one of the top loan apps that are active in Ghana. They issue short term loans to their customers, and you need no guarantor, collateral to receive loans. Download the app from the link below and install it on your device from where you can register. After that, apply for a loan via the loan form, input your accurate details, and wait for the approval. Upon approval, you get GHC 200 to your bank account.

Get Fido

3. Standtall Lending App

Get loans quickly in Ghana with the Standtall Micro Credit Loan app. Registered with the Registrar General’s Department and licensed by the Bank of Ghana, Standtall Microcredit Enterprise provides you with easy-to-get loans from your mobile device. The company belongs to the Micro Credit Association of Ghana (MCAG) too. With affordable interest attached, you can get loans that will be useful to your business or as an individual.

Get Standtall

4. MTN Qwikloan

MTN Qwikloan is one of the platforms by which you can get mobile loans in Ghana. AFB Bank partnered with MTN Ghana to bring you this loan lending service. With Qwikloan, you can lend up to GHC 1000 as an MTN user. Getting loans is straightforward, and you won’t undergo stress. The loan lending of Qwikloan is only available to MTN subscribers though not all MTN users are eligible for it. With the great reviews, it has gathered, it is worth trying out. You have to be above 18 years and be an active MTN user for 90 days or more to access loans.


5. MTN Xpress Loan

Another money lending platform from MTN, MTN Xpress Load helps you with loans on your mobile device. Just like the Qwikloan, the loan is for selected users, and not everyone is eligible for it. You don’t need any savings or paperwork to get loans from this platform. Upon approval by MTN, after you’ve applied, your Momo account would be credited with the loan you requested for.


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