How To Fund Payoneer Account In Nigeria

Fund payoneer account

Looking for ways to fund Payoneer account in Nigeria? If Yes, then you’ve come to the right place as we will be discussing how you can do just that.

Being able to fund Payoneer Account in Nigeria is very simple if you know how to go about it. One the most popular ways to fund your Payoneer account will be to go to the various sites that use Payoneer as one of their payment options. Register, work and earn money on the sites to be paid into your Payoneer account.

Fund payoneer account

Sites Fiverr, Upwork, Freelancer and a lot of other sites use Payoneer as one of their payment options. But how do I fund my Payoneer account without going those sites? We are getting there. You see, Payoneer only accepts fund from big companies like the aforementioned ones. Although you can withdraw your Payoneer funds easily to your Nigerian bank account without hassle. But you can not upload fund directly from your Nigerian bank account to Payoneer.

Another option would be to buy from exchangers who have Payoneer funds to sell. You pay them in naira or your local currency and they transfer the equivalent in dollars to your Payoneer Account. This is also good but there is a high chance of you getting scammed of your hard earned money. Which brings me to the last and obviously my best option I’ll recommend you to use in order to fund Payoneer Account in Nigeria.

How To Fund Payoneer Account In Nigeria

This method is by far the best for me as it requires no third party involvement, except your bank who are somewhat more trusted than those exchangers.

Log In To your Payoneer Account.

● Scroll To Receive Payment and Click On It.

● Click On My US Payment Service Profile.

● This is where you will see the following details:

  • Bank Name.
  • Routing.
  • Account Number.
  • Account Type.

● Copy all the details above and take it to your bank. When you get to your bank, tell the teller or anyone working in the bank that you would like to fund your Payoneer Account. Using the details above, they will help you fund your account.

● That is it. Your account has been funded. You can now go ahead and shop online or pay for good and services using your Payoneer Account Debit card.

After the payment has been processed, it Should take about 10 to 30 minutes for the funds to reflect in your Payoneer Account. Also, make sure you have activated your Payoneer card beforehand.

Some banks in Nigeria may require you Open a domiciliary account for the transaction. If so, then you will have to open a domiciliary Account, fund it with naira for dollars and then transfer the dollars to your Payoneer Account from the domiciliary Account. (Transaction fees may apply)

Note: Since the Payoneer Account is in dollars, the bank will have to exchange your naira for dollars first before being able to fund your Payoneer Account. Depending on the amount the bank sells it dollars. The amount funded may vary with each bank so make sure you ask for their rate and do your calculations to know how much in dollars will reflect in your account.


You can now head straight to your bank and fund Payoneer Account in Nigeria. If you are interested, you can also get free $25 in Payoneer’s Referral Program.

If you have a question about this article or how to go about the whole process, Do not hesitate to drop a comment and I’ll tell as soon as possible.


  1. Please I have a payoneer account but I need to order the card, but I’m being prompted to get $30 before I can order the card. should I still follow the same bank process ?

  2. I clicked on request payment but what I’m seeing is I must have received $5,000.00 from global payment service or any paying platform

  3. Thank you very much for this explanation but if you can still help out in this whole process as I would not want to go through those dorm account rigors, again I have just opened the Payoneer account but I have not done the card activation as you said and I also don’t know how to go about it, please if you can do the above for me, I don’t mind the fees, thank you and God bless.

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